While 19% of agri and tractor borrowers are women worth `11,77,858 crore, 24% of property loans worth `14,76,727 crore also with them. When it comes to good loans, as much as 43% or `11,24,077 crore are with them. In 2023 they held 44% of all gold loans and held `8,06,480 crore, which grew 44% in 2024, the report said.
Auto loan share stood at 17% at `8,33,571 crore and credit card share at 13% or `3,62,848 crore and education loan share stood at 36% or `2,13,086 crore, and grew 31% in 2024 over 2023. Consumer durable loans at 24% or `84,298 crore, taking their share in the total retail book of banks and non-banks to 26% or `1,42,26,692 crore, up 18% from `1,21,86,359 crore in 2023 when their share was 25%.